What is Bad Credit Loans?

A Bad Credit Loans (also called a payday loan or a cash advance) is a short-term loan secured by your paycheck. We advance money to you and you pay us back by ACH Debit to your checking account on the payday you designate.

How do I get started with Bad Credit Loans?

It's easy! Just complete the on-line personal application form and submit it!

What documents do I have to provide?

Absolutely nothing! Our Bad Credit Loans are paperless, and require no faxing.

What are the requirements for approval of Bad Credit Loans?

You must have been at your current place of employment or have a steady income source for the past 90 days of at least $1,000 per month. Social Security and other income sources are welcome.
You must have an open and active checking account for at least 90 days.

I have poor credit. Can I still get approved for a Bad Credit Loans?

Because Bad Credit Loans are secured by your paycheck, poor credit usually doesn't matter. To find out if you're eligible, contact us or complete an personal information sheet.

When can I request a Bad Credit Loans?

Anytime! If you are a new customer, simply fill out the online personal information sheet and follow the directions. If you are an existing customer, you can login to your account.